Financial Checklist - in Home Care Versus Long-term Care Community

You may want to keep handy the following checklist. It will help you to make some tough decisions.

To begin your cost comparison of in-home care vs. long-term care/community placement for your elderly loved one, please have the following figures prepared in advance, so if a crisis hits, you are ready:

 At home w/non-medical home care
LTC Community
  • Mortgage / Rent / Assessment
  • Real Estate Taxes
  • Food
  • Utilities
  • Laundry
  • Housekeeping
  • Outdoor Maintenance
  • Transportation
  • Insurance
  • Entertainment
  • Personal Expenses
    (clothes, dry cleaning)
  • Cost of in-home care